Top 10 Mistakes Expats Make When Moving to France

France attracts thousands of expats each year with its charm, culture, and quality of life. But settling into a new country isn’t always as simple as it looks in glossy brochures. Many expats face hurdles that could have been avoided with a little preparation.

Here are the top 10 mistakes people make when moving to France — and how you can avoid them.

1. Underestimating French Bureaucracy

France is renowned for its love of paperwork. From applying for a residency permit to registering a car, expect multiple forms, supporting documents, and sometimes long delays. Assuming it will be quick and easy is a mistake that often leads to frustration.

Avoid it: Stay organised, keep several copies of essential documents, and prepare for the process to take time.

2. Not Learning French

Relying solely on English may get you through a holiday, but not through daily life. Healthcare, banks, local government, and even small-town shopping usually require French.

Avoid it: Begin learning before you move and commit to ongoing lessons. Even basic conversation helps with integration. Our French Lessons are a great place to start - https://youtube.com/playlist?list=PLA63gVydWRiPer60WZL65XS3Pwb7XNLsV&si=rq178I9E435aqYFq

3. Misunderstanding Taxes

Some expats wrongly believe they only pay taxes in their home country. But once resident in France, you must declare your worldwide income. Pensions, investments, and property abroad all fall under French tax rules.

Avoid it: Get cross-border tax advice early to understand your obligations. We recommend SJB Global - https://www.anewlifeinfrance.com/sjb-global

4. Arriving Without Health Insurance

Access to France’s excellent healthcare system is not instant. It takes time to register for the public scheme (PUMa), and in the meantime, you’ll need private cover.

Avoid it: Organise health insurance before you arrive, then apply for your Carte Vitale as soon as possible. Get a quick insurance quote here: https://www.forsaleinfrance.com/insurance-quote

5. Rushing Into Property Purchases

The dream of a French farmhouse can quickly sour if renovation costs spiral or the location proves too remote. Many expats regret buying before truly knowing an area.

Avoid it: Rent first, explore different regions, and use independent professionals when buying. Read our Buyers Guide to help you out - https://www.forsaleinfrance.com/buyers-guide

6. Overlooking Cultural Differences

French life has its own rhythm. Shops close for long lunches, strikes disrupt travel, and formality matters in social interactions. Some expats struggle when reality doesn’t match expectations.

Avoid it: Be flexible, patient, and open-minded about local customs.

7. Isolating in Expat Bubbles

It’s easy to stick with other expats, but this can limit your experience and slow integration into French society.

Avoid it: Balance expat friendships with local connections by joining clubs, volunteering, or attending community events.

8. Ignoring Financial Planning

Currency exchange fluctuations, pension taxation, and inheritance rules can catch expats off guard. Without planning, your retirement income may not stretch as far as expected.

Avoid it: Set up multi-currency accounts, seek pension advice, and learn about French inheritance laws. https://www.anewlifeinfrance.com/sjb-global

9. Romanticising Rural Life

A peaceful farmhouse sounds idyllic — until you realise the nearest shop is 20 minutes away, winters are harsh, and public transport is limited.

Avoid it: Visit in all seasons, check local amenities, and be realistic about rural living. https://youtu.be/t5__rE-gkXk or https://youtu.be/p7YNpSAepS0

10. Expecting a Stress-Free Transition

Moving abroad is exciting, but it also brings loneliness, culture shock, and plenty of challenges. Some expats expect a seamless dream life and feel disappointed when obstacles arise.

Avoid it: Manage expectations, prepare for ups and downs, and give yourself time to adapt.

France offers expats a rich and rewarding lifestyle, but success depends on preparation and flexibility. By learning the language, planning your finances, and embracing cultural differences, you can avoid these common mistakes and truly make France your home.