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HEALTHCARE
HOW IT
stands out?
France is a country known for its enchanting landscapes, world-class cuisine, and rich cultural heritage that has long captured the hearts of expats. But while the allure of living in France is undeniable, navigating the residency process can feel like a labyrinth of paperwork and bureaucracy. In this guide, we demystify the process of gaining residency in France, helping you make your dream move a reality.
France consistently ranks among the top healthcare providers worldwide. Its universal healthcare system ensures that legal residents, including expats, receive exceptional care at reasonable costs. Services are available through a mix of public hospitals, private clinics, and independent medical practitioners. Whether you’re visiting the doctor for a check-up or seeking specialised treatment, France has you covered.
There is much to think about and the team at A New Life in France are on hand to help you each and every step.
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Who’s Eligible?
The good news is that as a legal resident, you’re entitled to healthcare in France. Eligibility depends on your residency and employment status:
Employed Expats: Enrolled through their employers.
Self-Employed Individuals: Must register independently through local authorities.
Students & Retirees: Coverage may be granted under specific international agreements.
EU Citizens: Can use the European Health Insurance Card (EHIC) or The UK Global Health Insurance Card (GHIC) temporarily.
If you’re staying long-term, obtaining a Carte Vitale—France’s healthcare insurance card—is essential for accessing services and securing reimbursements.
Let's look at the costing
Healthcare in France isn’t entirely free, but government subsidies make it highly affordable.
For most services, patients pay upfront and receive partial reimbursements later. Here’s a breakdown of standard costs:
Doctor’s Visits: Expect a 70% reimbursement.
Hospital Stays: The state covers 80% of costs.
Prescriptions: Coverage ranges from 15% to 100%, depending on the medication’s necessity.
For full coverage, many residents choose a mutuelle—a supplemental private insurance policy that covers what the state doesn’t.
but, why is it worth it?
While France’s public healthcare is top-notch, private insurance can provide extra perks, including:
Faster access to specialists
Private hospital rooms
Expanded coverage for dental, optical, and alternative therapies
Providers like Cigna, Allianz, and AXA offer tailored plans for expats and the team at A New Life in France are able to help you with this
navigating the system:
Navigating healthcare services in France is straightforward and reliable, whether you need a routine check-up or specialised treatment. General Practitioners (GPs) are your first point of contact for non-emergency care, and they can refer you to specialists for more targeted treatment when necessary. Pharmacies are plentiful and well-stocked, offering both prescription and over-the-counter remedies to meet your needs. In the case of a medical emergency, you can call 15 for medical assistance, 17 for the police, or 18 for fire and rescue services. Alternatively, the EU-wide emergency number 112 connects you to all emergency services. Hospitals across France provide urgent care, ensuring you’ll be treated promptly, whether you’re registered in the healthcare system or not.
Expert Tips for Smooth Healthcare Access
Your health is your greatest asset—embrace France’s healthcare system with confidence and enjoy all that this beautiful country has to offer. It can seem daunting arranging your healthcare so please get in touch with us here at A New Life in France and we will help you on all aspects.
Ready to start your French adventure? Bon voyage!